Comment: This article is right on point, and we all can learn something from it. I never considered myself a lazy person because I teach fulltime and part-time but one day I decided to reassess how I was managing my financial resources and realized that I was getting a failing grading despite my best effort. I recognized that I was allowing little expenses to go unnoticed which were adding up, so I had to reevaluate and reconstruct my plan to be more financially literate. By taking my lunch to work I am saving $50 dollars a week or $200 a month, and by changing my phone carrier my bill went from $89 a month to $39 dollars a month. Also, by monitoring my employee savings plan, I can pick better performing mutual funds, and stocks. I think that the youths will make better decisions with their financial resources, if we expose them to financial literacy at an early age, and we the older ones should never stop learning. |